What is a Fiduciary?
A fiduciary is a professional who is legally and ethically required to act in your best interest. We prioritize your financial needs above our own, even if it means less benefits for us. This standard ensures a higher level of trust and accountability in the advisor-client relationship.
How do I get started?
Start with thinking about what you want help with, like planning, investing, or debt. Define some questions you’d like to have answers to. Then, schedule a consultation, it’s our job to help you define the support you need.
What is your investment philosophy?
We believe in long-term, personalized investing rooted in education, discipline, and transparency. We build diversified portfolios aligned with each client’s goals and risk tolerance, empowering them to make confident, informed decisions at every stage of their financial journey.
How are financial advisors paid?
Dependent upon needed services, we may charge a flat fee, hourly rate, or a percentage of assets under management (AUM). We operate as fee-only fiduciaries, we never recommend a product that we would be paid a commission on.
When should you work with a financial advisor?
It’s never too early. Many people start when they get their first job, experience a big life change, or feel uncertain about how to manage their finances effectively. Marriage, birth, divorce, death, and moving are all big life changes.
Do I need to be wealthy to work with an advisor?
No. While some advisors work with people at specific income and asset levels, many work with people of all asset levels and incomes, especially advisors focused on financial planning rather than just investments.
How do I know if an advisor is legitimate?
You can visit https://brokercheck.finra.org/ or https://adviserinfo.sec.gov/ and input the firm/advisor name to verify licensing and any corrective actions they have been subject to.
What questions should I ask a new advisor?
Ask these questions! Ask about their credentials, whether they are fiduciaries, how they get paid, who their typical clients are, and what services they provide. Ask about their communication styles and how often you’ll speak.
What happens if my advisor retires/passes?
We have a succession plan in place to ensure continuity of service for you. If you ever have concerns, you can ask us about this process.
Colorado Springs Fiduciary Fee Only Financial Planning Firm | Unity Wealth Strategies 